Destroying Medicare: The MAGA WISeR Scam

Make no doubt that there have been two top targets for Republicans of all stripes since the New Deal became ensconced in our country. The first, of course, is Social Security. Target numero uno since it was signed into law in August of 1935, Social Security is to Republicans the very essence of socialism. Imagine being able to quit working with dignity after a certain age without starving? What a concept.

In a very close second is the Medicare program which provides health care for the elderly. Made into law in July of 1965, Medicare saved seniors from dying way before their time due to lack of funds to pay hospital and other care needs. While it had some drawbacks such as the co-pay that Republicans insisted on, it was still a godsend to Americas elderly. Democrats hoped that a Medicare system for all would follow closely behind.

However, Republicans for 60 years have been able to stop any furtherance of Medicare, at the behest of their funders, Americans inurance companies. While Republicans haven’t been able to kill Medicare they have been able to do the next best thing and wound it in such a way that its full effectiveness has been blunted.

Now it looks like they have a weapon that could wound it to the point where it will be wounded to the point where it can be drastically altered to the point where it will look very much like the gawd awful mess we call privatized health insurance in this country. Like so many Republican initiatives, it has a name that sounds like something that favors people while actually hurting them badly.

It is called the WISeR program (Wasteful and Inappropriate Service Reduction model). This program will very much resemble both the current Medicare Advantage scam and privatized health insurance. The biggest single feature will be the introduction of pre-authorization for procedures. With current gold-standard Medicare today, there is no preauthorization. Now with real Medicare, the doctor and the patient decidewhat care is needed and Medicare is billed for the service.

Here is a brief overview of the WISeR model and why it will be very bad for seniors. (8:20)

Couple things to note here:

  1. This is supposedly a pilot evaluation that is supposed to last 6 years.
  2. Since Republicans make things up as they go, I think we can expect them to push to expand the program quickly claiming great (but unsubstantiated) results.
  3. As noted the rollout will be in 6 states (New Jersey, Ohio, Oklahoma, Texas, Arizona and Washington). As I noted expect a push to expand the program quickly, so you may be drawn in much sooner than you would like.
  4. A major note that this change was not done by legislation, but by the CMS without congressional input. However, congressional input could certainly stop and reverse this move. It must be an election issue.
  5. As also noted in the video, there will be incentives for pre-authorizers to deny claims. This is most certainly the wrong place to put incentives.
  6. Much of the planning and implementation for this major scam has been done while the media has been covering diversions the Trump administration has been involved in.
  7. Once again, THIS MUST BE AN ELECTION ISSUE! Republicans now have cover to wreck the essence of Medicare without a peep.

tip of the hat to all-hat-no-cattle.com

From dwt.com we have a current list of items that have been identified as problem areas that pre-authorization will address. I am sure we can expect this list to expand greatly and quickly. Such expansion won’t take place in the light where we can at least complain, but behind closed doors at the CMS under Mehmet Oz. As with this implementation, we the people will have no say as they whittle away at Medicare.

Services Targeted for Prior Authorization

The services eligible for prior authorization under WISeR include:

  • Electrical Nerve Stimulators

  • Sacral Nerve Stimulation for Urinary Incontinence

  • Phrenic Nerve Stimulator

  • Deep Brain Stimulation for Essential Tremor and Parkinson’s Disease

  • Vagus Nerve Stimulation

  • Induced Lesions of Nerve Tracts

  • Hypoglossal Nerve Stimulation for Obstructive Sleep Apnea

  • Epidural Steroid Injections for Pain Management, Excluding Facet Joint Injections

  • Percutaneous Vertebral Augmentation for Vertebral Compression Fracture

  • Cervical Fusion

  • Arthroscopic Lavage and Arthroscopic Debridement for the Osteoarthritic Knee

  • Incontinence Control Devices

  • Diagnosis and Treatment of Impotence

  • Percutaneous Image-Guided Lumbar Decompression for Spinal Stenosis

  • Skin and Tissue Substitutes

  • Application of Bioengineered Skin Substitutes to Lower Extremity Chronic Non-Healing Wounds

  • Wound Application of Cellular and/or Tissue-Based Products, Lower Extremities

Providers and suppliers of the above-listed services for Original Medicare beneficiaries will have the choice of submitting a pre-service, prior authorization request through the WISeR model or going through post-service, prepayment review.

Services Have Existing Clinical Validation

Although CMS considers the above services suspect, it should be noted that they all fall under national coverage determinations (NCDs) or local coverage determinations (LCDs), including some that are subject to coverage with evidence development requirements. Rigorous evidence reviews and established standards of care are required before CMS grants an NCD or the Medicare Administrative Contractors (MACs) grant an LCD. These services have also passed the U.S. Food and Drug Administration’s “safety and effectiveness” thresholds.

We are coming up on an election year. Republicans have figured a way to destroy one of their major target programs without people hearing about it much in advance so they can do little to stop it. They have also discovered a way to destroy Medicare while their elected officials (congress members) having little blowback on it.
Let me say one more time that THESE CHANGES TO MEDICARE MUST BE ELECTION ISSUES IN 2026! Let Republicans know you will not stand for this kind of backroom dealing!

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Last Call Of 2025

 

#nokings Iowa City

“Regular people were the ones who pulled democracy back from the brink.” – Leah Greenberg, Indivisible co-founder

“There is a lot to celebrate.” – Ezra Levin, Indivisible co-founder

Today was the last What’s The Plan? call of 2025. If you weren’t able to be on the call today, you can still catch the recording below.

Here is a note from Indivisible co-founders Leah Greenberg and Ezra Levin:

Today was the last What’s the Plan? of 2025. Make sure you are registered for all upcoming 2026 What’s the Plan? calls!

Click here to
RSVP FOR

WHAT’S THE PLAN 2026

We’re keeping this email short and sweet, but thank you once again for a powerful year and for being part of this space along the way. We’re ready to keep it pushing in 2026, and we look forward to staying in the fight with you then.

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Stop The Grinchiness Rally Friday In Davenport


Last chance this year to protest MAGA Rep. Miller-Meeks!

Won by six votes

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Ten Thousand Warnings: Hands Free Driving In Iowa

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Upcoming Climate Events In Iowa

And now a word from former state senator and author of America’s Climate Century, Rob Hogg:

Please save the date for Called to Climate Action on Saturday, March 21, 2026, at St. Paul’s United Methodist Church in Cedar Rapids. This is the annual statewide conference of the Iowa Faith and Climate Network, and I hope you can join us there.

Here is a link with “save the date” information:
https://iowafaithandclimate.org/save-the-date-called-to-climate-action-2026/

If you or someone you know would like to attend and stay in the Cedar Rapids area overnight, either Friday night, March 20, or Saturday, March 21, we are encouraging people to stay at Prairiewoods Fransican Spirituality Center in Hiawatha. Rooms there will be available for reservation through Prairiewoods at 319-395-6700. When making your reservation, please let them know that you are attending the Called to Climate Action conference.

Also, if you are interested in helping with set up the day before the conference, please let me know.

OTHER UPCOMING EVENTS

Saturday, January 24, 3:00 to 5:00 p.m. – The Iowa Faith and Climate Network is holding a meet-and-greet fundraiser at the TreeHouse Collaborative Campus Ministries, 2422 College Street, in Cedar Falls. Here is a link with more details:
https://iowafaithandclimate.org/growing-faith-for-climate-action-meet-greet-fundraiser-in-cf/

Sunday, February 1, 2:00-4:00 p.m. – The local Citizens Climate Lobby is starting a book reading group, and for our first meeting on February 1, we are reading “The Grid: The Fraying Wires Between Americans and Our Energy Future” by Gretchen Bakke. We will be meeting in the library at Christ Episcopal Church, 220 40th Street NE, in Cedar Rapids.

Thursday, February 5, 5:30 to 7:00 p.m. – The Iowa Faith and Climate Network is holding a meet-and-greet fundraiser at Labyrinth Coffee, Collegiate Presbyterian Church, 159 Sheldon Ave., in Ames. Here is a link with more details:
https://iowafaithandclimate.org/growing-faith-for-climate-action-meet-greet-fundraiser-in-ames/

Wednesday, February 25 – The Iowa Environmental Council will be holding its annual environmental lobby day at the State Capitol. For more details, and to register, visit:
https://www.iaenvironment.org/get-involved/council-events/2026-environmental-advocacy-day-

Rob Hogg (retired state senator)
Board Chair, Iowa Faith and Climate Network
(319) 247-0223

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Holiday Caroling And Rally At Your Favorite MAGA Rep’s Office

Up on Capitol Hill, Mariannette Miller-Meeks
Votes for tariffs! Cuts healthcare! It’s our money she seeks!
She steals from the ones she’s elected to serve
To give her billionaire friends tax breaks they don’t deserve.

This season of giving, she’s taking away
Our tax credits and jobs, food stamps and ACA!
All to pay for more tax breaks for Trump and the richest
She’s all set to come back for a Christmas recess.

As our bills skyrocket this holiday season
We know Miller-Meeks and her greed are the reason!
But we steadfast Iowans won’t give an inch
So join us in caroling: “Welcome home, Grinch!”

After a busy session of downright grinchy behavior, Representative Mariannette Miller-Meeks is headed home for the holidays. Join us in welcoming her!

We will meet outside her office in Davenport with coffee, cocoa, and carols tailored to the behavior of our esteemed representative. Come hear from our speakers about the latest effects of Miller-Meeks’ votes and raise your voice in joyous dissenting song.

When: Friday, December 19th, 12:00 Noon
Location: 201 W 2nd St, Davenport
RSVP LINK

Bring your best singing voices and dress for the weather; it’s time to welcome home our very own Grinch of the Year!

– Finch VanDyk
Communications Organizer, CD 1
finch@progressiowa.org

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The Health Care Abomination That Is America

Photo by Towfiqu barbhuiya on Pexels.com

Dec. 15 is the deadline to sign up on the ACA marketplace for health insurance effective Jan 1, 2025.

When I left the company and career of 25 years, securing health insurance was an issue. That was July 2009. There were no easy options, so I stayed on COBRA coverage.

The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. Qualified individuals may be required to pay the entire premium for coverage up to 102% of the cost to the plan. (U.S. Department of Labor website).

COBRA was expensive, so I looked around. I found the Iowa Farm Bureau offered a health insurance plan which was less expensive with reasonable coverage. More than farmers bought their plan, and so did my spouse and I. It wasn’t the best policy, yet it was good enough and met our needs.

The Patient Protection and Affordable Care Act (ACA) was signed into law on March 23, 2010. When the ACA marketplaces were organized, I completed an online form and found that with subsidies, I was eligible at a lower cost than we were paying the Farm Bureau. I signed up for a plan and stayed with the ACA until I was eligible for Medicare.

Today, with Medicare supplemental insurance costs, our health insurance bill for two people is about $935 per month, not including dental or vision coverage. I looked at buying a plan for dental, yet the cost of paying regular care out of pocket was less expensive. The same with vision. Eye treatment related to a health condition was covered under the health plan. The cost for this is slightly less than what I was paying for COBRA in 2009.

The poverty guideline for a household of two is $21,150, according to the U.S. Department of Health and Human Services. Our income is more than that, yet many struggle to bring that much home. Health insurance on such income? Without government help people can’t afford it.

All of this serves as a long build up to the significance of today.

I previously wrote the following about deadlines to sign up for health insurance on the ACA marketplace:

To be covered Jan. 1 you have to be enrolled by Dec. 15 and have paid your first premium. At this late date, I doubt Congress is going to act on the subsidies. In fact, last week, the U.S. Senate rejected extension of ACA subsidies proposed by both Democrats and President Trump. Here is from the website:

December 15: Last day to enroll in or change plans for coverage to start January 1. January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium. Open enrollment continues until Jan. 15 but there would be a lapse in coverage if you wait until then.

For people who don’t have health insurance now, the Dec. 15 deadline is meaningless. Even the Jan. 15 deadline can be difficult without the means to pay for a policy. There is a lot more to say on this topic, yet Tick! Tock! Life is going by at the speed of an eighteen wheeler with the hammer down.

I agree with U.S. Senator Bernie Sanders it is time to guarantee healthcare for all in the United States.

According to the most recent data, the United States spends $14,570 per person on healthcare compared with just $5,640 in Japan, $6,023 in the United Kingdom, $6,931 in Australia, $7,013 in Canada and $7,136 in France. And yet, despite our huge expenditures, we remain the only major country on Earth not to guarantee healthcare to all people as a human right. (It’s time for the US to guarantee healthcare for all, U.S. Senator Bernie Sanders, The Guardian, April 29, 2025).

President Obama was handicapped by the influence of insurance companies while he negotiated the ACA. It is remarkable any healthcare bill at all was enacted into law. Step-by-step, Republicans are stripping away the meat of the ACA, and will continue until all that is left is its bones, which they will grind up for fertilizer. Eliminating the ACA subsidies is just one part of a long plan to remove all the good things the ACA accomplishes.

If you look at my personal journey on retirement health insurance, it was only with Medicare that my worries about how I would pay a medical claim were addressed. Before that, my privileged status as a white male who was able to find a job with health insurance enabled me to find care. The care was never what I wanted, but I didn’t go broke because we had bills after our child was born in a hospital, or a major surgery.

It is easy to say there should be, as Senator Sanders says, Medicare for all. Getting that done in the United States is nearly impossible with the influence of special interests and their money in Washington, D.C. This is what makes healthcare an abomination in America. I know we can be better than this.

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The Scheme To Raise Grocery Prices

Tip of the hat to Justin Stofferan at “You’re Probably Getting Screwed.”

I had several videos concerning the newest weapon corporations have to wrench every last nickel from our fingers. The practice of “surveillance pricing” is being brought out in the open. As it is right now it doesn’t look like there is a lot we can do. I am guessing that buying at the store and paying cash would keep your data from being sucked up by the AI monsters.

Anyway, this was the best of the bunch. It explains the concept of surveillance pricing very well. It runs about 19 minutes. Being forewarned about what is going on is at least a start:

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Sunday Funday: Hanukkah Starts Today Edition

Randy Rainbow’s newest (6 minutes, but a 2 minute commercial from @ :40 to 2:30)

Hanukkah is perhaps the longest continuously celebrated festival among humans. Celebrations go back to 164 BCE (before common era). The celebration goes back to the the revolt against the Greek Army by small group of devout Jews lead by Judah Macabee. The feast gets its name “Festival of Lights” because olive oil that should have burned for only a day lasted for eight days allowing the revolters to last out the siege.

As so many of the feasts around this time of year, the theme of the celebration is light. Lighting the Menorah is one of the main activities for the celebration. his year the festival starts tonight and goes through next Monday. As with many things, I may not be of the group but am more than happy to celebrate.

What to my wondering eyes should appear, but what seems to be a loosening of the iron grip that the Felon In The White House has on his cult. Maybe a Hanukkah miracle? Here is hoping!

A) Let’s go right to Hanukkah. How many candles does a Menorah hold?

B) Another gawd awful week in Trump world. What very red state spurned Trump’s push to re-gerrymander their state when the state senate voted the bill down?

C) Couldn’t be climate change, could it? What state is suffering through massive floods as an ‘atmospheric river’ rains down water on them?

D) The FIWH is getting involved in a corporate battle over what media property?

E) Why is the FIWH getting involved in this battle?

F) What time of day is the Menorah lit?

G) What grade did the FIWH give his economy in an interview last week before he went to make a campaign speech about the economy?

H) The senate failed to pass a bill concerning the impending gigantic raise in premiums for what?

I) In an action that would usually be declared an act of war, the US did what to a Venezuelan oil tanker?

J) What midwestern bred movie star turned 100 yesterday and shows little signs of slowing down?

K) What are the favorite foods during Hanukkah?

L) A federal judge ordered that US immigration officials could no longer detain what person who has been a focal point of Trump’s racist immigration policy?

M) The FIWH approached what newer issue by calling it a “hoax”?

N) Australia has begun its quest to keep children under 16 away from what modern problem?

O) Discoveries in eastern Britain indicate that man may have been making what 350,000 years earlier than previously thought?

P) What toy is often associated with Hanukkah?

Q) In yet another case of a Trump district turning blue, a Dem was elected to the state house in what state Tuesday?

R) Also Tuesday what major US city elected their first Democratic mayor in 30 years?

S) The Iowa-Iowa State played both men’s and women’s basketball this week. Who won?

T) Hanukkah has little impact in the popular culure with the exception of “The Hanukkah Song” performed by who on Saturday Night Live?

Republican billionaires now control every major social media platform, Fox News, CNN, WaPo, WSJ, CBS, and 200 local news stations in 100 markets.
They are creating a propaganda state that treats their misinformation as fact, and actual facts as conspiracies.
This is by design. – Melanie D’Arrigo

tip of the hat to all-hat-no-cattle.com

Answers:

A) 9 – 8 of the same height and a taller one in the middle called the shamash

B) Indiana

C) Washington

D) Warner Brothers – Discovery

E) SIL Jared Kushner’s company Affinity Partners is tied in with Paramount trying to take over WBD and Trump wants to see CNN come under control of a Trump friendly Paramount

F) after the sun goes down

G) A ++++++ or more pluses

H) health care more specifically government subsidies for those on the ACA

I) The US seized a Venezuelan oil tanker

K) Dick Van Dyke

L) Kilmar Abrego Garcia

M) affordability

N) social media on the internet

O) fire. While man used fire they were not able to start fires until scientists though 50,000 years, Now that timeline has been moved back

P) the dreidel

Q) Georgia – the district was +12 Trump

R) Miami, Fl

S) Iowa State won both – women’s 74 to 69; Men 66 to 62

T) Adam Sandler and here it is:

At the time our country and constitution have never been in more trouble, tomorrow – December 15th – is Bill of Rights Day.

 

*******************************************************************************

Never forget those days when our enemies attacked our nation: December 7, September 11 and January 6

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Harkin Still Packs A Punch

Tom Harkin speaks at the Iowa Farmer’s Union last weekend:

“My friends, I am not overstating it to say we are at our most perilous time in saving our constitution, in saving American democracy, in securing for future generations the blessings of liberty and opportunity and personal freedoms since the adoption of the Constitution in 1788.” Sen. Tom Harkin

Former Iowa Senator Tom Harkin can still fire up the people. And he does it with the truth (20 minutes)

I want to thank Suzan Erem and her great substack Postcards from the Heartland for Harkin’s quotes:

“Lincoln with malice towards none, with charity towards all. Trump with malice towards my opponents…and with charity towards none.”

 

“Trump and his team of dedicated modern-day Nazis and fascists are transforming America from a caring, inclusive, diverse, and respected nation, moving America, from yes, even Ronald Reagan’s shining city on a hill, moving us to a mean, loathsome bully on the top of the heap.”

 

 Here is the question – Iowa has four Democratic candidates to fill this seat next November. Can one of them – Wahls, Turek, Sage or Henry – fill the seat the way Tom Harkin did? I believe any one of them can, but any Republican will only be a Trump stooge.

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